Insurance Service

Super visa is for parents and grandparents whose children or grandchildren are a citizen or permanent resident of the country.  If it has been a long time you haven’t met your parents, bring them to your place on this visa. The validity of the supervisa is ten long years so your parents do not have to go through the hazards of applying it every time they visit the country. But at a time they will be able to stay there for two years. So without thinking twice, apply for the visa but before that make sure your parents have health insurance for the trip. There are many requirements for the visa and one among them is medical insurance. Without the insurance policy the visa of your parents won’t be approved. Why do your parents need the insurance and how will it help them? Apart from it being a mandatory document, your parents must have insurance because medical expenses are very high. Your parents are growing old and they may have some health issues that may trigger while they are in C...

Are you a parent or grandparent who is looking to meet their family member in Canada? If so, you need to apply for super visa insurance . It is a special program that every parent or grandparent of permanent residents and citizens of Canada needs to have when visiting this country. With this visa, one can stay for up to 5 years in Canada, along with the benefit of renewing it. In this article you will learn the importance of Super visa insurance and why it is essential to visit Canada. Financial Security The cost of medical facilities in Canada is quite expensive and one cannot bear the expenses without the right policy in hand. Super visa ensures that every visitor coming to Canada is thoroughly covered during medical emergencies, illness or unforeseen accidents. This will allow them to access healthcare while not worrying about expensive medical bills. Abide by Canadian Regulations The health insurance of a super visa is a mandatory program. Every visitor willing to visit their famil...

Disability insurance in Canada, often referred to as "disability income insurance" or income replacement insurance," is an excellent insurance plan that is designed to provide complete financial support to many individuals who are unable to work due to a disability or injury.  It is true that even if you take precautions, disability can naturally occur to you. It is also better to opt for a disability insurance Canada quote from a genuine agency.  Types of Disability Insurance: a. Short-Term Disability Insurance:  This kind of disability insurance Provides benefits for a limited duration, typically covering the early stages of disability. The waiting period for benefits to begin is relatively short. b. Long-Term Disability Insurance:  This kind of disability insurance offers benefits for a more extended period (often until age 65) if the disability prevents the insured person from working. The waiting period for benefits to start is usually longer compared to short-...

Are you visiting your children or grandchildren in Canada? You must be going to apply for a super visa to be able to stay there for up to two years. But, have you gotten medical insurance to complete the visa process? If you don’t have any idea why you need medical insurance, and the requirements and the cost of such insurance plans, here we have covered all those queries. Here we have discussed some frequently asked questions about super visa insurance that the parents and grandparents of Canadian citizens or permanent residents need to know while applying for a Canadian super visa . Why Apply for a Super Visa Insurance Plan? Emergency health insurance for visitors to Canada or super visa applicants is mandatory. the medical costs in Canada can be highly expensive depending on the age of the traveler. So, they need coverage for pre-existing medical conditions or emergency medical expenses to get peace of mind. So, it is necessary to buy a super visa insurance plan beforehand to avoid ...

Are you looking for a disability insurance quote in Canada because you know these quotes can protect you against different types of disability issues? This insurance can assist you by protecting you and your family from an unexpected illness or accident. Such incidents might leave you unable to work and cut into your income. Generally, the ideal disability insurance policy replaces almost 60% to 85% of your monthly income for a specified time frame.  People who temporarily can not work and earn People who are permanently disabled due to injuries or illness Permanent issues refer to the chances of disability. But that does not mean you will benefit from them for the rest of your life. What to consider when buying disability insurance?  If you are considering disability insurance, you must consider some basic yet vital things.  Talk with your company and ask if they have already provided disability coverage with your employer's plan. Check around and buy private disability...

A life insurance plan is an essential financial product that protects your loved ones from financial losses, in case something bad happens to you during the period of policy coverage. In your absence, your family members can use the policy payout to use it to pay off loans, monthly medical and other expenses. Life insurance can help your family or nominee to go through tough times without any major financial difficulty.  But, the majority of people face difficulties in purchasing life insurance. Below mentioned are a few of the many steps that one needs to consider when buying life insurance. Determine Your Insurance Requirements First and foremost, before investing your money in any life insurance, you need to assess your insurance needs. You can consult with an insurance agent who can help you in evaluating your insurance needs and recommend the best coverage that provides financial protection to your family after your death.  Compare Various Insurance Plans Nowadays, there...

Did you know that one in five people in Canada will have one or more disabilities? If you are unable to earn a living as a result of an injury or illness, disability insurance Canada protects both your paycheck and your loved ones. Disability insurance is crucial because nobody knows when an unexpected illness or injury will strike. Disability income insurance is a legally enforceable contract between the policyholder and the insurer. In return for paying your charges, the guarantor consents to pay you a month-to-month benefit if you become disabled and can't procure a check. Disability protection has a straightforward objective — to replace part of your month-to-month pay when you can't work due to a physical issue or a disease. It supports you and your family by enabling you to purchase groceries, pay bills, and cover other costs. Your coverage may be exempt from tax, depending on who pays the premiums. What is covered by disability insurance? Disability insurance Canada pa...

Very few people are lucky, who had not to use critical illness insurance. Many people have not even heard about critical illness insurance. But when any serious health emergency happens namely stroke, heart attack, or cancer there is only one thing that can prevent your financial ruin.       People often purchase health insurance to protect themselves and their families. But when the cost of a life-threatening disease goes exorbitant mere health insurance cannot cover all of that. This article provides you with detailed information on critical illness insurance in Canada , and why it should be your top priority.  Key Points: As an extra shield to protect yourself from medical emergencies, there is no match for critical illness insurance There are some medical emergencies that cost you more than any average medical cost and critical illness insurance is meant to cover those expenses.  The illnesses covered by critical illness insurance need large-scale med...

  The Super Visa is a great opportunity for parents and grandparents of Canadian citizens and permanent residents to spend time with their families in Canada.  In order to obtain a Parent or Grandparent Super Visa for Canada, applicants need to have valid emergency medical insurance. Super Visa applications need a proof that they have purchased private emergency medical insurance valid for a minimum of 1 year, from a Canadian insurance company and that it: Gives coverage for emergency medical care, hospitalization and repatriation Offers a minimum coverage of $100,000 Has validity for each entry to Canada and is available for review by a port of entry officer Discuss with a reliable insurance brokerage company about the super visa medical insurance cost . How Can You Become Eligible for A Parent and Grandparent SuperVisa? The applicant should be the parent or grandparent of a Canadian citizen or permanent resident of Canada  The applicant should have a signed letter from...

You may have done more than one investment like a car, gold jewelry or an extra property, which is indeed very good. But do you have a life insurance policy? If you do not have one then in need you have to sell all your precious possessions. More than everything, life insurance is essential for securing your family’s financial future. At present you are there to provide them all the necessary things and cover the daily expenses. Have you thought about what will happen in your absence? Who is going to take care of your family? If you depend on relatives or friends, you will be mistaken. They have their own priorities so won’t be able to look after your near ones. In your absence due to financial crises your loved ones will suffer terribly. It will be difficult for them to manage everyday expenses. If you do not want to cause them trouble, purchase the right insurance policy before it is too late. After your death the beneficiary will get the exact amount as per the policy you have done....

Family is so important, and living in another country makes you feel lonely without your family. A super visa may be available to grandparents and parents of Canadian citizens and permanent residents. This visa allows them to enter Canada multiple times for up to ten years and up to two years at a time. But would you prefer to invest in healthcare costs if your parents or grandparents become ill or injured while here? On the other hand, many would even hesitate to take the treatment because of the cost. Because of this, a parent or grandparent must have private medical insurance that complies with the super visa requirements. Super Visa applicants must submit evidence of private medical insurance and apply for medical insurance for super visa . The confidential clinical protection must: Be purchased from an insurance company in Canada; Be paid in full or in smaller amounts with a deposit (no quotes); Be valid for something like one year from the date you'll enter Canada; Take care ...

There is a unique visitor’s visa available for relatives of Canadian citizens and permanent residents of Canada. A typical visitor’s visa in Canada permits the visitors to visit the country only for 6 months. A parent's super visa is quite different, it is a multi-entry visa that gives permission to stay as long as 5 years and with this visa, you can even apply for a 2-year extension. After you get the approval for a super visa, this gets validity for 10 years. Requirements of Super Visa  Here are some of the requirements for super visa eligibility in Canada . To be  eligible for a super visa the applicant must: be the parent or grandparent of a Canadian citizen or Canadian permanent resident show a letter of invitation by their child or grandchild ensuring they will provide economical support for the visa-holder while they are staying. possess proof from their relative showing they have the source of the minimum income to provide for the applicant’s stay in Canada submit a c...

Earlier investment in term life insurance is a great way to achieve financial freedom for years. The term life insurance is the simplest form of insurance that provides you coverage for a specific period and your beneficiary receives the pre-defined death benefits.  The prime purpose is to have financial security for you and your family. If you are looking for an investment plan that gives such security, here are a few tips that will help you invest safely in term life insurance quotes in Canada . Let's get started. Consider the life stage: Before investing in the plan, consider the life stage. The person's age matters a lot because it helps to decide the amount of coverage you need, the premium amount and the policy duration. Each individual in Canada has different requirements, as does their insurance policy. Therefore, consult a trustworthy insurance broker to know when you should start investing. Know your dependents: If you've got a family and you're the sole brea...

Visiting abroad is one of the most desirable dreams in everyone’s life. Although there are certain rules and regulations according to which the applicant must proceed to do the necessary. Are you too willing to visit abroad in countries like Canada? Oh, that’s amazing! In case your child or grandchild is a permanent citizen of the country then you would be able to get the exciting opportunity to visit the country with a super visa. Now to get the super visa, you need to get your health insurance done from a reliable insurance provider as it is a government mandate that must be followed by every super visa applicant. Mind you, that the cost of medical insurance for the super visa is absolutely pocket-friendly. Let’s check some tips that might help you while applying for medical insurance for a super visa. Check the premium coverage Make sure that you need to purchase a medical insurance package that must make a minimum coverage of $100,000.  Keep your eyes on the duration The mini...